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Category: Aged Care

link to 3 Aged Care Industry Facts You need to know

3 Aged Care Industry Facts You need to know

Key Points RAD is fully refundable when you leave care, unless you allow the service provider to deduct other fees to help with your cashflow. Accommodation payments are quoted as a lump sum but...

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link to How To Avoid Selling Your Home To Pay for Residential Care

How To Avoid Selling Your Home To Pay for Residential Care

Key Points Selling your former home is not your only choice. Renting allows you to live in a home you can’t afford to buy, or don’t want to buy. Your residential care room price is usually...

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link to Too wealthy for home care subsidies?

Too wealthy for home care subsidies?

Key Points Each home care package comes with an assigned budget that you can choose how to spend on care services (after administration costs). Part of this budget is paid by the government and...

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link to Access in-home aged care when you need help at home

Access in-home aged care when you need help at home

Key Points If you want the government to pay some of the cost, you need to contact MyAgedCare and arrange an assessment with an ACAT/ACAS. Once you are approved, you will be added to the...

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link to How to create a personalised age-friendly home

How to create a personalised age-friendly home

Key Points Problems with home design is often a major reason why people move into residential care. Making your home age-friendly through home modifications may help an elderly person to stay in...

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link to How Far Can a Home Care Package Stretch?

How Far Can a Home Care Package Stretch?

Key Points Home Care Package (HCP) are one of the ways that older Australians can access affordable home care services. Home care is the preferred aged care option because it may allow you to...

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About Us

Rob Laure is a financial adviser (ASIC # 425270) and had been providing financial advice since 2012. In 2014 he started his own business as his employer was retiring from the industry. RJL Financial Pty Ltd trading as Aged Care Financial Advisers (ABN 91 600 073 630) and Rob Laurie are Authorised Representatives of Lifespan Financial Planning Ltd (AFSL 229892).


Rob has a Master of Financial Planning qualification and completed the Aged Care STEPS Accredited Aged Care Professional program, the gold standard in aged care advice training for financial advisers. It focuses not just on the technical rules, but also on the practical implementation of aged care advice.


Aged Care Financial Advisers was formed to provide specialist aged care financial advice to clients and families who have a loved family member making the transition to residential aged care for those who are comfortable meeting online and saving money on advice expenses as a result We cater to everyone else in Australia via online and phone-based meetings because we understand not everyone lives in capital cities, and millions of Australians lack access to specialist aged care financial advisers face to face, or others are comfortable with meeting online with a specialist aged care financial adviser.

Legal Stuff

Robert Laurie Authorised representative 425270 and RJL Financial Pty Ltd trading as Aged Care Financial Advisers ABN 91 600 073 630 Corporate Authorised Representative 463041 are authorised by Lifespan Financial Planning Ltd AFSL 229892

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