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Category: Aged Care

link to Rules on gifting: How do gifts affect aged care fees and the age pension?

Rules on gifting: How do gifts affect aged care fees and the age pension?

Key Points Gifting real estate is a perfectly legal way to transfer property ownership in Australia. Gifting property may have tax implications Capital gains tax can have an impact on the...

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link to What is Consumer Directed Care?

What is Consumer Directed Care?

Key Points Consumer directed care (CDC) is a way of providing services to people who need care and support and gives people more control over their care.  Under CDC, people can choose their...

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link to What is short term respite care?

What is short term respite care?

Key Points Short-term respite care or simply known as respite care is a temporary care that is provided so that the primary caregiver can take a break. Respite care can be provided in a variety...

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link to Decision-making using a power of attorney

Decision-making using a power of attorney

Key Points A power of attorney is given the authority to make decisions and authorise transactions in relation to property and financial affairs. Beneficiaries of the estate could potentially...

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link to 5-Step Plan to Select the Best Home Care Provider

5-Step Plan to Select the Best Home Care Provider

Key Points Document the services you need and then check that each home care provider can deliver them. Utilise MyAgedCare website to locate home care providers within your area. Once you have...

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link to 5 Steps For Choosing The Best Residential Aged Care Service

5 Steps For Choosing The Best Residential Aged Care Service

Key Points Create a wish list of the things that are important to you about when you live and how you live including location, accommodation style, amenities and social activities. Identify...

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About Us

Rob Laure is a financial adviser (ASIC # 425270) and had been providing financial advice since 2012. In 2014 he started his own business as his employer was retiring from the industry. RJL Financial Pty Ltd trading as Aged Care Financial Advisers (ABN 91 600 073 630) and Rob Laurie are Authorised Representatives of Lifespan Financial Planning Ltd (AFSL 229892).


Rob has a Master of Financial Planning qualification and completed the Aged Care STEPS Accredited Aged Care Professional program, the gold standard in aged care advice training for financial advisers. It focuses not just on the technical rules, but also on the practical implementation of aged care advice.


Aged Care Financial Advisers was formed to provide specialist aged care financial advice to clients and families who have a loved family member making the transition to residential aged care for those who are comfortable meeting online and saving money on advice expenses as a result We cater to everyone else in Australia via online and phone-based meetings because we understand not everyone lives in capital cities, and millions of Australians lack access to specialist aged care financial advisers face to face, or others are comfortable with meeting online with a specialist aged care financial adviser.

Legal Stuff

Robert Laurie Authorised representative 425270 and RJL Financial Pty Ltd trading as Aged Care Financial Advisers ABN 91 600 073 630 Corporate Authorised Representative 463041 are authorised by Lifespan Financial Planning Ltd AFSL 229892

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